FHA Loans

Popular especially among first time home buyers because they allow down payments of 3.5% for credit scores of 580+.

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VA Loans

The VA mortgage loans extend to not only the Army, Navy, Air Force and Marines but also to Reservists and National Guardsmen.

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Conventional Loans

Most homebuyers choose conventional mortgages because they offer competitive interest rates and loan terms.

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Reverse Mortgages

They allow older homeowners to convert part of the equity in their homes into cash without having to sell their home.

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C2 Financial - San Diego Home Loans

With over 65 years experience as a mortgage broker, C2 Financial has some of San Diego's top mortgage consultants, and Derric is one of their best. In 2016, C2 closed more than 2.5 billion in home loans and is rated top 50 mortgage companies to work for by Mortgage Executive Magazine.

About Derric Melbourne

Since 2014, Derric has worked with C2 Financial Corporation and has been working in the mortgage industry for over 20 years. Whether it be a first time home buyer, a retired couple, investor, an active duty military or anyone that needs help in getting a loan in today's market, he has a passion to find the right solution for his clients.

Derric also belongs to a non-profit 501c3, the Society For Financial Awareness, also known as SOFA. As a SOFA representative, he goes into the community and provides free financial workshops in the workplace to help give back and educate the public. His attention to detail and giving the best customer service is something he strives for on every loan and always looks for ways to make the loan process as smooth as possible. CA DRE License #01325213 / NMLS # 307742

Derric Melbourne

Mortgage Consultant


Yelp Reviews
"Derric does beyond! When I started looking for my first home with a small budget and not sufficient credit score, he looked for all possible options. In addition, I was a picky buyer, (I still am today), I took about 2 years to get one. He was beyond helpful in my loooong home search! Even after the purchase is closed his support is continued and I got a great refinance few yrs later."

Virginia C. San Diego, Ca

"Purchased my first single family home with Derric's help in November 2015 with a VA 30 year fixed loan at a very low rate and great terms. The terms and rate were better than the USAA and Navy Federal loans I had been researching. It was refreshing to deal with someone honest and straightforward. Derric was always available and his turn around on paperwork is appreciated."

Jered S. San Diego, Ca

"As a real estate agent, it's important for me that my homebuyers and refi clients are taken care of. I've worked with other loan officers but nobody can match the kind of service Derric gives to my clients. He goes out of his way to make sure my clients understand the process and status so my clients can make better decision. On top of that, he is pretty honest and will tell you the truth of where your loan stands, no sugar coating."

Jane M. San Diego, Ca

"Derric helped with my home loan and did a great job. I had to do two separate loans and he coordinated them to perfection and the deal closed on time with no problems. I now own my very first home and am just thrilled. Dealing with big banks is a major hassle and Derric had it under control the whole time and dealt with every hassle that the bank threw at him. I would definitely use him again and highly recommend him. Awesome guy."

Stephen B. San Diego, Ca